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IN LUMINA, WE ARE A FAMILY

A FAMILY is just a single word with many different meanings. Some may look at it as a simple or just plain word, some may define it in a much deeper way. Families differ in terms of economic, social, cultural and many other terms, but there is one common thing in every Family and it is that the people who calls it a family makes it clear that those people plays as important part in his/her life.

 

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In a family, they help all its members and treats them in the best and special way they can. Most of the time they play a part in each other’s success or achievements in life. Here in LUMINA, they see every JUAN as a part of their family.

 

The number of sales agent in LUMINA is now increasing. Why do you think is that? Because LUMINA creates an environment where the job is not just about to help financially but a job surrounded by people who you can call a family.

 

People in LUMINA treats everyone the same because that’s how a family should work right? Starting from the entrance of the site, the guards will assist and escort you, while wearing a big and warm smile on their faces. And as you enter the main office, a good LUMINA morning can be seen on every staff members as they greet you cheerfully.

 

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Before an agent starts selling, the marketing head or officers will teach them all the things that an agent needs to know. They will teach the agent every single details on how real estate works. They will assist them in every ways they could because they believe that an agent’s success is their success as well.

 

New sales agents will never feel “OP” or out of place. The senior or older sale agents entertain or chat with the new ones for them to feel more welcome and be closer. All of the sales agents and brokers have a good relationship. You can see them taking “groufie” and post it in their social media accounts. They also like to make fun of each other. And the staff members also joke around with them. It looks like they have known each other for a long time.

 

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LUMINA also celebrate your special day with you. Every JUAN’s birthday is noted. Normally, they usually give cakes and gifts to the sales agents or brokers that are celebrating their birthday, to make them feel extra special. It is just a small act of LUMINA to make you feel that they remember anything or even small things about you. #EveryJuansHome

 

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In this kind of workplace, it will be easier for you to do your work and love your job even more. As the saying goes, you will never feel like you are working if you love what you are doing. And the people you work with really matter, they will help you to do better and be better. #MarchAwaited

 

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And in LUMINA, every JUAN matters, and every JUAN is part of the big family.

 

Want more info? Lumina always give homeowners a free site tripping inside their subdivision! Tara na sa Brgy. Lumina! Get in touch with us!

Lumina Pampanga, Lumina Tarlac, Lumina Cabanatuan,

Bataan, Lumina San Jose, Pangasinan

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THE ULTIMATE CHEAT SHEET ON PURCHASING A HOUSE AND LOT

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Buying a home can be a great decision if you have ideas about purchasing a house and lot. But before you acquire a new home, you need to consider some tips and factors that will affect your decision making process.

Have it ever crossed your mind, the word “pre-selling”?

Continue reading “THE ULTIMATE CHEAT SHEET ON PURCHASING A HOUSE AND LOT”

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IS TECH MAKING REAL ESTATE BETTER OR WORSE?

PROS AND CONS OF USING FB OR OTHER FOR OF MEDIUM FOR SELLING LUMINA ONLINE

 

Technology has become a big part of our daily lives. We use it every day to mainly function. It is very helpful in terms of work – it keeps you within your schedule. Technology has also widen our human capacities in many terms. With this, there are many things that we can do which we could not do before.

 

Now in real estate business, technology usage can be a great advantage when looking for a prospect buyer. Social platforms specifically Facebook, Instagram, YouTube, and Messenger makes marketing a lot easier nowadays.  People are easier to reach through these platforms.

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Continue reading “IS TECH MAKING REAL ESTATE BETTER OR WORSE?”

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LABAN CAPUNITAN! (A LUMINA PROJECT CAMPAIGN)

Lumina Homes aims to give every Juan a home that they can build their dreams and life, but seeing a whole barrangay destroyed by a fire is truly a heartbreaking scene. When you see your home crushed and burned into ashes and you can’t do anything to save it. Losing a home where you formed precious memories is like pulling your heart out.

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Continue reading “LABAN CAPUNITAN! (A LUMINA PROJECT CAMPAIGN)”

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10 “ROCK STAR SKILLS” IN REAL ESTATE

Real Estate selling requires more than just your willingness to sell kabarangay! Responding to a social media inquiry, text message or impromptu call from prospective client requires much more than sharing your knowledge on payments and notable terms and conditions. Kaya kabarangay master these 10 “Rock star Skills” in Real Estate so you can own the game here in Lumina Homes and be a certified BIDA LUMINA SELLER. #HanapBuhayGoalsAchieved this #JANpackedJanuary!

Continue reading “10 “ROCK STAR SKILLS” IN REAL ESTATE”

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TOUGHEST PART OF BEING A REAL ESTATE AGENT

YOU GET PAID DIFFERENTLY

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Of Course if you don’t have a sale at least one, your monthly, weekly, daily commission/ profit is different if you have a big sale you get high profit and vice versa. And this is one of the toughest parts of being a BIDA LUMINA SELLER. You cannot demand on your profit, but do not worry, even if being a Lumina Seller doesn’t guarantee a fixed income, there is a great opportunity to earn as much as 20,000-30,000 pesos a month! Only a huge amount of dedication and commitment is needed to have this #HanapBuhayGoals

Continue reading “TOUGHEST PART OF BEING A REAL ESTATE AGENT”

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THE CHRISTMAS CAPITAL OF NUEVA ECIJA

ONLY IN PH: An extra-ordinary Christmas Celebration, as they say; It’s more FUN in the Philippines #UnstoppableAngSaya. Where else would you find a three-month-long celebration, two whole weeks of parties and reunions, and gift-giving that extends into the middle of January? So it doesn’t come as a surprise that different provinces in the country go all out when putting up Christmas trees, decor, and lights.

 When the BER month strikes, the country is literally transformed into a spectacle of shining colors and shimmering lights. The streets are wrapped with dazzling Christmas lights and almost every house has a display of parol (star-shaped lantern) and other colorful Christmas decors.

Make way for this city, the first to be acclaimed as Nueva Ecija’s “Christmas Capital” among the 32 local government units in the province.

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On Saturday night November 10, 2018, was the ceremonial lighting of a giant Christmas tree and thousands of lights and lanterns which the mayor of San Jose City, Hon. Mario O. Salvador said symbolizes unity, hope and prosperity among his constituents. #SavingsGoalsAchieved ka ditto kabarangay! You don’t need to travel anymore to other famous destinations this Christmas dahil #UnstoppableAngSaya dito sa San Jose!

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Salvador said the Christmas lighting activity, dubbed “Liwanag ng Pasko sa Bagong San Jose” which he started after assuming office in 2016, helped the city government earn the sole distinction of being adjudged by the provincial government with the concurrence of the Sangguniang Panlalawigan as the “Christmas Capital of Nueva Ecija” among the local government units in the province. A dub that every Novo Ecijano will be proud of.

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A huge rice grain-shaped bulbs also light up the three-kilometer section of the Maharlika Highway near the city hall and the public market, to highlight the city’s lifeblood—rice farming. #HanapBuhayGoalsAchieved ang mga Novo Ecijano dahil ang probinsiya ay matatagpuan sa Green Corridor ng bansa. Not that they only value rice as food, but rather a livelihood that caused the province to be well known all around the country.

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The event was also marked by the blessing of the Belen by Most Rev. Bishop Roberto C. Mallari, of the Diocese of San Jose. The Belen is a classic symbol of Christmas of which symbolizes the birth of baby Jesus.

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City tourism officer Darmo Escuadro said this “Christmas Capital of Nueva Ecija” feat by the city government showed it was no fluke because it also earlier bagged the fourth place award in the Best Tourism-Oriented LGU (city category) during the holding of 2018 Pearl Awards of the Association of Tourism Officers of the Philippines-Department of Tourism that was participated in by 45 entries nationwide in Cagayan De Oro City on Oct. 5 this year.

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“May the radiance of those Christmas lights give brightness to us here in San Jose City, so we will see the real meaning of those lights leading us to the progress of San Jose” – Mayor Mario Salvador said during the lighting-up ceremony.

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The perfect Christmas gift is always a nice vacation with family and friends, no matter where you go, what you eat or how much you spend for gifts, love and kindness will always be the key to have a merry Christmas.

Want more info? Lumina always give homeowners a free site tripping inside their subdivision! Tara na sa Brgy. Lumina! Get in touch with us!

Lumina Pampanga, Lumina Tarlac, Lumina Cabanatuan,

Bataan, Lumina San Jose, Pangasinan

SOURCES:
http://www.sanjosecity-ne.gov.ph

www.journal.com.ph

http://www.canadianinquirer.net

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THE HOUSE THAT HAUNTED ME

Years back, I found a house and lot that suits my budget for rental fees, but I did not thought of it savaging my wallet’s cash. As I get back in time, I remember the first day that I’ve moved in the house. I was flippin’ happy cause of the fact that I know have a place of my own, but set aside the idea that the place I’ll be staying at is only at lease, this ended up as a nightmare for my savings.

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Continue reading “THE HOUSE THAT HAUNTED ME”

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PAANO MO NASABE: HOME BUYER’S EDITION “A compilation from Juan’s respondents”

 JUAN TANONG: Paano mo nasabe na #SavingsGoalsAchieved?

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Source: http://www.google.com

JUAN SAGOT:

No need to worry if you’re short on budget. Lumina offer different types of financing. It offers Pag-IBIG Financing on which you’ll get a chance to have a lower interest rate truly

“Presyong may PUSO”

It also offers Easy Paylite Bank Financing where you’ll get a faster loan approval, but we chose deferred cash, where if it is in two years term there will be no 0% interest and only 5% interest if it is in 3-year-term. Latest improvement on Lumina’s payments is you can now pay your reservation fee CASHLESS, through GCash. You’ll only scan the QR Code the viola! Reservation Fee: PAID.

 

JUAN TANONG: Paano mo nasabe na #EdukasyonGoalsAchieved?

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Source: http://www.google.com

 

JUAN SAGOT:

I was glad that the location of every Lumina’s site that I have searched online through www.lumina.com.ph are all located near schools, from elementary, secondary, up to tertiary #EdukasyonGoalsAchieved ang mga anak ko.

Not that they only near ordinary schools, some sites are near well known universities like Nueva Ecija University of Science and Technology (NEUST) and Central Luzon State University (CLSU). I’ve heard that this year’s Registered Electrical Engineer (REE) Board Exam’s top 7 was a graduate from NEUST, and this year Agriculturist’s Licensure Exam’s Top Notcher is from CLSU.

Both private and public schools are accessible and near at any Lumina site. Tipid na sa pamasahe, no worries pa sa quality ng edukasyon para for the kiddos. #EdukasyonGoalsAchieved na #SavingsGoalsAchieved pa!

JUAN TANONG: Paano mo nasabe na #HanapBuhayGoalsAchieved?

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Source: http://www.philmech.gov.ph

 

JUAN SAGOT:

I was worried to stop renting at our old residence before. Why? Because I work near the area. But I was glad to discover that there exists a Lumina near my workplace! #HanapBuhayGoalsAchieved and at the same time #SavingsGoalsAchieved due to the fact that it stopped us from renting.

No worries about transportation too because the subdivision is accessible through the main highway. It also gave me an opportunity to spend more time with the kids ‘cause of less time travel. Achieved na achieved lahat ng dahil sa Lumina. #UnstoppableSaya

JUAN TANONG: Paano mo nasabe na #EverydayNeedsAchieved?

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JUAN SAGOT:

Other than #EdukasyonGoalsAchieved and #HanapBuhayGoalsAchieved, living inside Lumina gave me an overall #EverydayNeedsAchieved! It’s near the public market that made it easy for me to travel while carrying a basket full of both wet and dry goods.

No need to buy frozen goods, because I can buy them fresh at the wet market every day. The Home Owner’s Association(HOA) allowed us to rent a space in the commercial area where we established a water refilling station that gave us an opportunity to supply every Juan’s #EverydayNeedsAchieved! It also gave us an extra income #HanapBuhayGoalsAchieved!

 

JUAN TANONG: Paano mo nasabe na #BahayGoalsAchieved?

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JUAN SAGOT:

Upon site tripping up to house turnover, Lumina assisted us. You can truly feel that they are committed into giving every Juan their dream home. A family vibe was our first impression when we first met our agent and when we visited the site where the staffs welcomed us with their warm smiles and greetings.

We selected the schedule of our site tripping, a good thing because our schedules are both hectic and jammed. We visited the site on a Saturday morning. Site Tripping is what they call the activity where home buyers will be toured around the site, will be able to see model houses, both dressed up and actual turn-over.

The site was such a beau. They helped us select our future home’s location, of which is where the morning sun shines. They also recommended a two-storey home, they specifically called it Armina. This house is a two-storey single firewall type. They also offer rowhouse, duplex, loftable type, and townhouse that can suite every Juan.

The fact that the houses are made through using a reinforced concrete system is JuanDerful! Reinforced concrete system also known as cast-in-place, is a system where houses are built with pure cement, a house that is affordable yet quality constructed.  From an ordinary house to an extraordinary HOME.

Want more info? Lumina always give homeowners a free site tripping inside their subdivision! Tara na sa Brgy. Lumina! Get in touch with us!

Lumina Pampanga, Lumina Tarlac, Lumina Cabanatuan,

Bataan, Lumina San Jose, Pangasinan

Image Source

google.com

 

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Q2 AWARDING #BAGSIKNORTE

Lumina have an awarding for their valued sales executives, sales managers, and brokers. This awarding is a form of appreciation expressed through recognition of their productive effort and thus, given value by the marketing officers of every area all over the northern part of Luzon. #HanapBuhayGoalsAchieved sa Lumina!

Continue reading “Q2 AWARDING #BAGSIKNORTE”

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EDUKASYON GOALS SA CLSU

I know a place in the heart of central Luzon where you can feel like on a vacation while studying, a place known to every Juan as Central Luzon State University (CLSU)

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CLSU is located at Science City of Muñoz, Nueva Ecija, where it is declared as a Science City due to exceptional research and development institutes. Not only that CLSU is placed in an exceptional city, it is also an exceptional school especially in Agricultural & Bio Systems Engineering, Agriculture, and Veterinary Medicine (source: UguidE) #EdukasyonGoalsAchieved

Continue reading “EDUKASYON GOALS SA CLSU”

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EDUKASYON GOALS ACHIEVED! NEUST PHOENIX OF THE NORTH

College life is the basic foundation of every Juan’s dream, the stage where we are all leave the shadow of our student life, where we start to fly and follow our dreams and passion. Though not every Juan can afford college expenses, universities that provides students quality education but low tuition and miscellaneous expenses still exist, universities that can make every Juan’s dream to live life of success, through achieving excellent education. Kaya dapat pag pumili ka hindi lang #EdukasyonGoalsAchieved dapat #SavingGoalsAchieved din!

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Continue reading “EDUKASYON GOALS ACHIEVED! NEUST PHOENIX OF THE NORTH”

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Fun Things to do near HOME . . .

Stroll around the City

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Spain? No. This picture was taken at the beautiful city of Balanga, Bataan. You’ll fell in love with the romantically designed buildings of Balanga. A stroll around this gorgeous place will surely delight your eyes. The city is full of historical sites that every JUAN should visit. Plaza Mayor de Ciudad de Balanga is an architectural icon in the city and is full of lights at night.

Continue reading “Fun Things to do near HOME . . .”

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Juan Tips: Expense Tracker

Making a Do-It-Your-Own (DIY) Project is a good way to refresh your creative juices. Before entering college or maybe senior high where you’ll live inside a dorm or in a boarding house proper budget tracking is a must. This way, you’ll be able to monitor your expenses and be budget-wise student.

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Continue reading “Juan Tips: Expense Tracker”

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MMR6: A KING FOR A DAY (RETIREMENT)

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Ka-barangay, are you already planning for your retirement? Do you already have a preferred and perfect place in mind to spend the rest of your life? Read on the rest to find out what is best for you!

Continue reading “MMR6: A KING FOR A DAY (RETIREMENT)”

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MMR6: A KING FOR A DAY (FAMILY)

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A house is not perfect unless you feel at home. And home is where we feel safe, happy and with our family Ka-barangay! We want our children to feel that they are indeed at home at perfect ang Lumina Homes para sa #BahayGoalsAchieved! Five family member ang average size ng Pilipino Family and achieved na achieved ng bahay ni Juan with 22sqm – 54sqm floor area. Giving Pilipino family space, safety and savings dahil sa #SavingGoalsAchieved na prices.

Continue reading “MMR6: A KING FOR A DAY (FAMILY)”

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MMR6: A KING FOR A DAY (SINGLE)

Living alone or not, home will always be home. There are reasons why bachelors and independent women choose to live on their own. Today, living alone can be considered as complete freedom over one’s decision with their life. [Solo-dwellers, I’m here to tell you that you’ve made a practical, adult choice that you won’t regret.]

It is challenging, but they get to experience to control their own budget and customize their house without anyone disagreeing on their desired design or interior.  You don’t have to worry if someone has the TV or music too loud. You can sit in your home and enjoy the peace and quiet, since the rest of your life is chaotic. You can have total control and you get to find yourself.

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But wait, what do you think will be the most ideal home for someone who lives alone?

Continue reading “MMR6: A KING FOR A DAY (SINGLE)”

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MRM5: JUAN, THE WONDERLESS

RFO VS. NON RFO

After choosing a model house let’s now compare RFO (Ready-for-occupancy) Units vs. NRFO (Not-ready-for-occupancy) Units. What are the advantages? What are the disadvantages? Ever wonder the probabilities of what your future home could be? Let’s explore the options and wonder no more kabarangay!

Buying a home is not easy especially when the units are NRFO. Be patient, you can’t buy a property in an instant and try to fit the key in a wrong house to have your #BahayGoalsAchieved!

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Continue reading “MRM5: JUAN, THE WONDERLESS”

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MRM4: THE NORTHERN CONSTELLATION

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Some people used to say, that life is a fairytale. Others don’t believe in such. They say, life is all about pain and hardships, of which may be true. But challenges will always be part of our lives, whether it is just a coincidence, drawn by fate or maybe written in the stars, projected by the constellations.

So why not say yes? Say YES to your life story that’s about to begin by choosing your dream house where you can live and make a happily ever after.

Continue reading “MRM4: THE NORTHERN CONSTELLATION”

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MRM3: JUAN on DIAMONDS AND WHY PEOPLE BUY THEM

One of the main considerations before purchasing a house to turn it into your dream home is the price and payment terms. A lot of my kabarangay is saving money to for a house, a lot of them are also sacrificing their #PangarapGoalsAchieved to save more, but do we really need to sacrifice our other dream just to buy a house? Or is there a more flexible payment term that can adjust to your own budget? Just by picturing your own dream home, you may already feel the burden of buying it, but what if there’s a way to pay for it in longer terms while enjoying the present and saving for your future? Sounds inviting right? Read the rest of my blog for more excitement!

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Continue reading “MRM3: JUAN on DIAMONDS AND WHY PEOPLE BUY THEM”

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MRM2: THE BOY WHO COULD FLY

Remember when I told you that you can visit me anytime? To make it more exciting, let me give you a quick tour inside Lumina. Tara na kabarangay!ENTRANCE

Continue reading “MRM2: THE BOY WHO COULD FLY”

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Juan Goals in “A Trek to Track”

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Would you rush it? When you NEED the home now? Or WANT to make plans for it so you won’t have to. Let’s take a glimpse of Juan’s trek to Mount Rushmore!

Continue reading “Juan Goals in “A Trek to Track””

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JUAN’s Tipid DIY

Now that I’ve roamed around northern Luzon, everybody who gave comments in my blog asked me “How is #TravelGoalsAchieved! even possible with a limited budget?” Can’t afford the #TravelGoalsAchieved? or #BarkadaGoalsAchieved maybe? Here are some of my JUANTastic DIY Tips for you. Be #Unstoppable kabarangay!

Hindi ba`t mahihilig tayo sa mga bagay na dinedescribe ang ating personalities, hobbies at mga hilig? Kaya nga nauso ang mga personalized t-shirts, mugs, bags at marami pang iba. Try these DIYs and put your creativity to a test.

 

Tipid DIY No. 1

When someone asks me on where I buy my envelopes, I always told them that I made it. How?

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“Reduce, Reuse, Recycle” is the main goal for these DIYs. Here are some of the sample outputs for my DIY envelope. Where do I use these? TIPID TIP: You can use these envelopes to separate your budgets.

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Sample: You can put labels (travel budget, grocery budget, rentals etc.) on each envelop and put a specific amount or an estimated amount for the expenses of the month. This way, you’ll be able to measure and limit your expenses, excess budget on your monthly salary or allowance should be kept in an envelope labeled “savings” or you can deposit the excess cash on your bank account for a more secure system.

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Old magazines, old maps, or used newspapers and gift wrappers can be used in making DIY envelopes. This is a fun way to revive your old paperworks from high school or college maybe. Thesis drafts or rejected project proposals can be put into good used instead of shredding them into pieces. This way, we’ll be able to minimize the waste that we produce.

 

Tipid DIY No. 2

I like to personalize things and reuse everyday materials in our house. Remember the empty jars of sandwich spreads like halaya or yema spread? Here are some of the best way to reuse empty jars.

 

These are inspired by a rustic theme. A simple way to organize toiletries and other house supplies.

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Here are the steps on how to transform a simple jar into a unique home piece.

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After letting the paint dry, you can scratch it using a sand paper or you can simply leave it plain painted.

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You can also use these as a substitute for a tissue holder if you still have the lid of the jar.

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Or you can simply put label on a clear jar and put random stuff in it. Simplicity is quite a beauty.

 

Tipid DIY No. 3

Tired of Piggy Banks and simple coin banks? Here’s a cute way to save your excess cash or coins in your pocket maybe.

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You can use old cardboards, and recycle old frames. Instead of glass you can use acetate or plastic cover for the front of the coin bank. After finishing the box, you can personalized it and add your own style. #IponGoalsAchieved!

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Photo Credits: Pinterest

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People behind #BahayGoalsAchieved

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Remember my last adventure? After spending a night at Lumina Tarlac’s transient homes, I was invited by one of the sales executives whom recommended the transient homes. She invited me as her date at Lumina’s Annual “Gawad Lumina” where they gather people from around the Philippines that are passionate on giving every JUAN a home.

Continue reading “People behind #BahayGoalsAchieved”

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Mi Desaventura Definitiva #GoalsAchieved!

Before summing up my misadventures, let me give you guys a review on how my misadventure on Tarlac went. Here we go again kabaranggay!

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Continue reading “Mi Desaventura Definitiva #GoalsAchieved!”

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VI Misadventure: The Unstoppable Juan meets Pangasinan

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Time to go near the beach! One of the highlights on my misadventure here in Pangasinan is “The Minor Basilica of Our Lady of the Most Holy Rosary”, such a peaceful place where I was able to unwind and refresh my mind.

Continue reading “VI Misadventure: The Unstoppable Juan meets Pangasinan”

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Le quinta de Juan Misadventure: #BondingGoalsAchieved! at Balanga City

At the heart of Bataan lies the kahanga-hangang lungsod ng Balanga, known by locals as the “Tricycle City” because of the abundance of the said vehicle, kahit saan ka nga yata lumingon hindi pwedeng wala kang makikitang tricycle na bumabyahe sa lungsod. Handa na ba kayo sa susunod na misadventure?

DSC_0012Continue reading “Le quinta de Juan Misadventure: #BondingGoalsAchieved! at Balanga City”

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Warm Smiles and Taking Risks, Juan’s 3rd Misadventures

And for my 3rd misadventure…. Let’s have a short side trip in Nueva Ecija again. I’ve heard of this place where there’s a small community of Aeta people and a stunning falls waiting to be discovered by people from around Northern Luzon, would you dare trip and trek with me on this one?

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Continue reading “Warm Smiles and Taking Risks, Juan’s 3rd Misadventures”

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Misadventures Part II: A JUANderful Getaway at Pilar, Bataan

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2nd adventure achieved! I was able to explore Pilar, Bataan. Called the “Last Bastion of Democracy in the Philippines”  I’ve heard of beautiful places to explore nearby. Tara na kabaranggay!

Continue reading “Misadventures Part II: A JUANderful Getaway at Pilar, Bataan”

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Misadventure of Juan at San Jose City, Nueva Ecija

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1st adventure achieved! I was able to explore San Jose City. I have to say that this adventure have just started. I’ve heard of beautiful places to explore nearby. Tara na kabaranggay!Continue reading “Misadventure of Juan at San Jose City, Nueva Ecija”

Best Way To Save Money On Clothes

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If you’re like me, you love a good deal and hate having to spend more than what’s necessary. In fact, I’d go as far as saying that shopping is one of my favorite pastimes because it allows me to indulge in my love for getting great deals. However, just because I enjoy saving money doesn’t mean that I don’t want quality clothes! In this article, we’ll discuss some ways how you can save money while still buying amazing pieces at the same time.

Sell what you don’t wear.

Sell your clothes online. Simply take a photo of it and upload it to Facebook. If you have clothes that don’t fit or don’t get worn anymore, sell them! You can make money from clothes that are just sitting in your closet, taking up space. Your earnings can be an additional budget for buying a new one that fits you!

Clothes are expensive, and it’s easy to spend money on things we don’t need or want. There are many ways to save money on clothes by being smart about what we’re buying and how much we pay for it.

Choose your budget.

Before you start shopping, it’s important to set a budget and know your limits. If you’re on a tight budget, it’s best to stick with this amount so that you don’t go over the top with unnecessary spending. Remember the saying, “You get what you pay for.” It’s true in many cases–if you want quality clothes at an affordable price, then make sure they fit within your monetary constraints.

Plan your shopping goals.

Before you start shopping, make a list of what you need and stick to it! Don’t buy things just because they are on sale or because they’re cute. If there is something specific that will help you achieve your goal, then by all means, get it but don’t go overboard buying stuff just because they were cheap or looked good in the store window.

Avoid impulse purchases: When we see something we like, our minds can trick us into thinking that we need it even if we don’t really want or need anything else in our closet right now. Don’t fall victim to this sneaky tactic–instead, save yourself some money by waiting until later. Most importantly, you will not want any debt from credit cards either or overlook your set budget for more important things like a house mortgage.

Find coupons online.

One of the best ways to save money on clothes is by looking for coupons. There are several places you can look for coupons online, such as retail websites, store apps, and online coupon sites. You can also find them in the newspaper and magazines, as well as on social media sites like Facebook and Twitter. Even if you don’t have time to search out coupons yourself, many stores will send them straight to your email if you are a subscriber of their website’s newsletter.

Buy out of season.

If you want to save money on clothes, then you should buy out-of-season. This means that you’ll avoid buying clothes that are in season and instead wait until they go on sale or clearance at the end of the season. Once you’ve purchased them, then you can wear them when they’re back in style.

Another way to save money on clothes is by buying items with longer shelf lives (classic jeans and shirts aren’t likely to go out of fashion anytime soon). 

Repurpose old clothes.

Make a new outfit from old clothes. If you have an old shirt that’s not your style anymore and wants to get rid of it, don’t just throw it in the trash! You can make some cool new outfits with the old clothes you already own by simply cutting up the shirt and sewing them together in different ways. You don’t even need sewing skills–just watch some YouTube videos or ask a friend who knows how to sew for help! It is an upcycling method that will help save the environment, too!

Buy basics from generic brands.

The best way to save money on clothes is to buy basics from generic brands.

  • Buy clothes that you can wear for a long time. This means buying things like jeans and t-shirts in solid colors rather than patterns or prints. Solid-colored clothes are also simpler to mix and match with the existing items in your closet, and they will last longer because they do not go out of style as fast as prints do!
  • Purchase clothing that can be mixed and matched with other items in your collection. The more options there are for mixing up pieces from different outfits each day–or even within one outfit–the less likely it will be that those little bits get lost in the shuffle before anyone notices how cute they look together and, therefore, how well spent was their combined cost savings over purchasing multiple versions separately instead.
  • Buy easy-care items such as cotton blends rather than silk ones which require dry cleaning every time someone spills something on them while wearing them out.

Swap with friends.

Swapping clothes with friends is a great way to save money. You can swap clothes you don’t want and get clothes you need, or vice versa. If you have more than one friend who would like to swap with each other, it’s even better!

If none of your friends are interested in swapping, but you still want to try it out anyway, there are lots of websites where people post things they want to trade and then search through them until they find something that works for them.

Stick to simple garments.

When it comes to saving money on clothes, the best way to do so is by sticking to simple garments. Simple garments are easier to style and care for, more affordable and versatile, and can be worn in many different ways over time.

Simple garments also tend to be more timeless than complicated ones–and this is especially true when it comes down to basics like T-shirts or button-up shirts. A plain white tee is never going out of style. However, a printed one may seem antiquated in a matter of years!

Borrow what you only need once.

If you’re not sure if you’ll need an item again, don’t buy it. Instead, ask around to see if anyone has a similar item that they can lend you for your one-time use. For example, if you’re going to a Filipiniana-themed event once, you can borrow from a friend or at a rental shop. 

Know your measurements.

If you don’t know your measurements, it can be difficult to find clothes that fit. But measuring yourself isn’t hard! It only takes two minutes (and one tape measure).

Ask the sales representatives for help.

If you’re not sure about a style or color, ask the sales associate for help. They are there to help you find what looks good on your body and matches your personal style. Don’t be embarrassed to ask questions!

Inspect the quality of clothes.

  • Don’t buy clothes that are made of cheap materials or have damaged parts, such as holes or rips.
  • Avoid buying clothes that are too small or too big for you, even if they look cute in the store. If you can’t try them on before buying them online, pay attention to the size chart provided by each store so that you don’t end up with an ill-fitting garment.
  • Don’t buy anything unless it fits properly and is the right style that you will be proud of wearing.

Look for authentic e-commerce websites or stores.

  • Look at the website’s or store’s reputation and reviews. Before buying anything from an unfamiliar retailer, take some time to read up on what other people have said about them–you’ll want to make sure there aren’t any major complaints about their products or customer service! A quick Google search should tell you all you need to know about any given company’s reputation.
  • Check their return policy carefully so that if something goes wrong with one of those amazing deals later down the line, returning them won’t be too much hassle on either side!

Consider shipping costs

If you buy clothes online, check if it is convenient if there will be a need for returns and exchanges. During promos, check if there are free shipping options, too.

With all of these tips, you should be able to save a lot of money on clothes. It’s important to remember that we all have different budgets and styles, but if you follow these steps and keep an eye out for deals and discounts wherever possible, there will always be some way for everyone to save!

Independent Living Checklist: What To Get Yourself Before Living Alone

Living alone is a great thing, but it can be challenging. You have to make sure that you have everything you need to live comfortably. So, here’s a checklist of things you should get yourself before you move into your own house:

Emergency lights

Emergency lights are a crucial item for any home, especially if you live alone. They give you the ability to see in the dark and stay safe in case of an emergency or power outage during a typhoon. There are two types of emergency lights: battery-powered or wired. Both have their benefits and drawbacks; we recommend getting both if possible so that no matter what happens in your home, there will always be some light available for you!

The best place for these lifesavers is near the front door so they’re easily accessible when needed (and visible from outside). You may also want them near bedrooms if there’s only one way into those rooms–it gives people who might need help finding their way out quicker access without having them fumble around looking where they’re going while trying not to fall down stairs or tripping over furniture.

Water heater

Water heaters are a big investment, and they can be dangerous if you don’t know how to use them safely. If you’re going to have your own home, it’s important that you have one installed.

Lower monthly expenses by installing a tankless water heater will save you thousands of pesos annually by dramatically reducing your monthly electric bill. You can benefit from your power-saving decision because there is a lower need for energy flow.

Door intercom systems

A door intercom system is a device that allows you to see who’s at your front door, talk with them through an intercom, and open the door without having to leave your home.

If you’re going solo at home, it’s important that you have a way of knowing who’s at the door before opening it–especially if there are other people living in close proximity. If someone comes knocking while you’re not home, they could just walk right in without realizing there isn’t anyone home! And if someone does want something from you, you have a way of talking with them through an intercom system to make sure that everyone stays safe and secure.

CCTV

CCTV systems are a great way to keep an eye on your home when you’re not there. You can get one that hooks up to your smartphone and alerts you when someone enters or leaves the premises or one that allows you to remotely control it from anywhere in the world.

Shutters on the windows

Shutters are a great way to control the temperature of your home. They can keep out dust and insects, too. In addition to that, shutters protect your windows from damage–and they make your place look more beautiful.

Exterior window shutters were primarily used to give privacy, security, and a climate-responsive solution. They supplied protection from the rain and shade from the sun. Shutters also provided window openings with protection against powerful weather systems like hurricanes and tropical storms.

Traditional window shutters were able to offer these advantages while allowing for natural airflow in homes in tropical climates.

First-aid kit

Your first-aid kit should be stocked with a variety of adhesive bandages, antiseptic wipes, and antibiotic ointment for minor cuts and scrapes. You’ll also want to include eye drops in case you get dust or dirt in them. An analgesic ointment is great for sore muscles from lifting heavy furniture or other items around your home. Sunscreen is an obvious addition here in the Philippines! And finally: a thermometer, since you have to monitor yourself when you feel sickly.

Smoke detectors

Smoke alarms are important for your safety. They should be placed in each bedroom and on every level of your home. 

Tools for basic maintenance works

  • Screwdrivers: You will need a variety of screwdrivers for basic maintenance and repair work.
  • Hammer: This is an essential tool for any DIYer, as it’s useful in many ways.
  • Tape measure: You can use this tool to measure distances between objects and even yourself!
  • Pry bar: This tool will help you remove nails, staples, and other objects from the wall or floor.
  • Pliers: These are another essential tool for any DIYer because they can be used for many different tasks, such as bending wires and removing small nails.

Multipurpose furniture

A cluttered space appears cramped and messy. The elegance of multipurpose furniture resides in its capacity to clear the space of clutter. They enable you to replace many pieces of furniture with a single item that can serve several purposes.

Basic utilities

Utilities: Water, electricity, and gas. Utility bills are a major part of your budget. You should also consider how much you spend on these utilities before deciding to live alone.

The first thing you need to do is decide which utilities would suit your needs best based on price and quality; some people prefer lower prices, while others may want something more reliable with better customer service support options available at any time of day or night if something goes wrong with their system.

Stable internet connection

A stable internet connection is a must. Choosing a home location for me must have this since I have a work-from-home setup. Also, you don’t want to deal with slowdowns in the middle of your Netflix binge or have to wait hours for your email to load. This can be especially frustrating if you’re used to having a fast connection at home, but there are some things you can do before moving into an apartment that will help ensure that you have a good experience once you’re settled in.

Ask around and see if any friends or family members know someone who uses one particular service provider over another. Once you’ve decided which company suits your needs best, call them up and ask about their packages and prices.

Cleaning supplies

  • Brooms
  • Mops
  • Gloves
  • Dish soap
  • Laundry detergent
  • Vacuums
  • Dusters
  • Sponge
  • Toilet bowl cleaner
  • Scrub brush
  • Squeegee
  • Trash bags and can

If you have pets in the house, consider getting an extra vacuum with attachments that can clean up pet dander on floors or furniture.

As you can see, there are a lot of things to think about when you are going to live alone. However, don’t let this overwhelm you! Remember that it is a process, and one step at a time will get you closer to living the independent life that you have always wanted.

Cycling Benefits You + Best Biking Routes in Rizal

Cycling is a terrific way to be active and healthy while still having fun. Cycling is a healthy activity that may be done at any age. Because cyclists use their bodies in a gravity-free environment while they peddle their bikes, it is also among the most natural types of physical activity. Cycling benefits your body by reducing stress levels, improving cardiovascular health, and enhancing mental performance.

Lose weight

Cycling can assist you in losing weight and building muscle.

Cycling is a low-impact activity, making it ideal for persons with joint pain or other health issues that make traditional workouts difficult. It also provides an effective aerobic workout, which means it burns calories and helps you lose weight faster than other forms of exercise. Cycling is great for building muscle, too–the more intense your riding becomes, the more calories you burn and the more muscles you use (and thus build).

Strengthen your legs

Cycling is an excellent technique to build leg strength. Cycling is a good type of lower-body training since it improves posture and balance while also preventing knee issues. Consider riding if you want to be in shape without hitting the gym!

Boost mental health and brain power.

Cycling is a terrific way to have some fresh air and exercise and is also beneficial to your brain. Research shows that cycling can help improve memory and cognitive function, which makes sense when you consider how much focus is required to ride safely on the road. 

Cycling outdoors in nature has been shown to boost moods; this may be because exposure to natural light has been linked with improved sleep quality and happiness.

Environmental-friendly

Cycling is an awesome way to help the environment and minimize your carbon footprint. Cycling reduces pollution by reducing traffic on roads, which means there’s less exhaust being pumped into the air. When you’re cycling, you’re not burning fossil fuels like gasoline or diesel fuel–you only use energy from food that you’ve already eaten!

By cycling instead of driving, you’ll save money on gas as well as other expenses related to owning a car. In addition, bikes are much cheaper than cars because they don’t require maintenance costs such as oil changes or new tires every few months as cars do!

Reduce the risk of cardiovascular disease.

Cycling reduces the risk of cardiovascular disease. The more you cycle, the lower your blood pressure will be, and the better your heart health will be. Cycling also helps reduce cholesterol, triglycerides, and blood sugar levels. In fact, cycling can help lower diabetes risk by up to 60%.

Cycling can also improve mental health: it reduces stress and anxiety while increasing self-esteem as well as feelings of happiness and satisfaction with life overall!

Cycling is good for you!

Cycling can be an extremely rewarding activity in its own right. 

Cycling improves your cardiovascular fitness, which means that it helps improve your heart health and reduce the risk of heart disease. It also strengthens muscles throughout the body, helping you maintain bone density as well as preventing injury during exercise or everyday activities. And because cycling burns calories at a faster rate than most other forms of exercise, it’s great for weight loss too!

Cycling can actually make you more environmentally friendly: by riding instead of driving or taking public transport every day, you’ll reduce greenhouse gas emissions by thousands of tons every year – not bad considering how many people drive everywhere these days!

Explore local destinations

Ride in your local area. You can even join a club or start one with your group of friends who can help keep each other safe as you explore new places.

The Province of Rizal is unquestionably one of the First-Class Municipalities in the Philippines, highlighting the exquisiteness of nature while being an excellent destination for business enterprise that draws investors and house developments. Rizal is also one of the best areas to ride your bike. So, whether you are an experienced cyclist or a recreational biker, these bike-friendly spots in Rizal are what you are searching for:

  • Masungi Georeserve is a 1.3-kilometer out-and-back trail near is classified as fairly difficult; it takes an average of 24 minutes to complete. Since it is a popular spot for hiking, birding, and road riding, you’ll certainly run into other people while you are on an exciting adventure. The route and trail are open all year, and is a terrific site to visit at any time. 
  • Timberland Heights, popularly known as the “Mountain Biking Capital,” is another popular destination for riders. It is a 2-kilometer trail that connects to Mt. Maarat and features nearly eight picturesque trails, including the Green Zone, Blue Zone, Black Diamond, Roxas Basic Trail, and the Ten Commandments Statue in Mt. Sinai, Sandugo Basecamp Trail, and Pump Track. Timberland Heights is not only a bike-friendly destination in Rizal, but it is also the first International Mountain Biking Association-certified trail in the Philippines.
  • Away from the congested streets of the Metro, the Windmill Farm in Pililla, Rizal, is a must-see for bikers. For cyclists, the Pililla Wind Farm in Barangay Halayhayin provides a decent combination of paved and unpaved trails.
  • There’s a new route in town, and it’s in Teresa, Rizal. Alitit Bike Trail is a 4-kilometer cross-country trail located on Quest Adventure Camp‘s 10-hectare site in Teresa, Rizal. It is user-friendly and accessible to anyone. It has routes including Berms, Switchbacks, Humps, Bridges, Hoop d Doo, Stream Crossing, and Uphill. An excellent area for adventure and relaxation, with hundreds of bamboo lining the trail.

Rizal, just an hour and a half from the Metro, can be your next weekend trip with your cycling buddies. Or, if you want to reside in Rizal, check out Home Options and see affordable house and lot offers near these cycling trails!

Cycling is our most recommended way to get in shape and stay healthy. It will give you a stronger heart, stronger lungs, and muscles that are ready for any activity. Cycling also helps you lose weight by burning calories as well as lowering blood pressure levels!

The Importance of Self-Care in a Relationship: How to Prioritize Your Own Needs

You’ve most likely heard the expression, “You can’t pour from an empty cup.” In other words, you can’t give to others if you don’t have anything left for yourself. This is especially true in relationships, but it’s also important when it comes to self-care. When we prioritize our relationship with ourselves and take time for self-care, we are better able to make healthy choices that support the relationship.

With the trending break-up of content creators Nas Daily and Dear Alyne, Juan Goals decided to write an article about self-care in a relationship. Who knows? This article might help a reader or two to start loving herself or himself more and even improve or save a sinking relationSHIP. 

Self-care is a Must in Relationships

Self-care is important to your relationship. It’s also important for your mental and physical health, as well as emotional well-being.

In a relationship, if one does not focus or make an effort to prioritize self-care, maintaining a healthy balance may be difficult for both of you. If your partner isn’t taking care of their own needs first–and thus not giving back energy that they could share with others–then this will have an effect on both partners’ ability to function at their best levels individually as well as together in a partnership or marriage.

What is Self-Care?

Self-care is not selfish. It is a method of self-care that is beneficial to your physical and mental well-being. Self-care may be regarded as a must, but it might seem to be an impossible task when attempting to juggle a job, relationships, with family life.

Self-care isn’t always easy, especially if you don’t have time or money for it! However, there are workarounds; you simply need to prioritize what’s essential to you in order to ensure that your requirements are addressed by taking care of yourself before anything else. Self-care is a way of showing your partner that you care about them, but it’s also an opportunity for growth.

Self-Care in the Context of Relationships

It is a way of enhancing yourself as a partner in the framework of a love relationship. Your partner will appreciate knowing that you’re putting yourself first and taking time for yourself. If something bothers you or makes you unhappy, self-care can help by giving yourself space from the situation so that it doesn’t become overwhelming or stressful. Remember, a healthy relationship makes you feel appreciated, confident, and at ease with yourself. 

More connection will result from bringing a more harmonious and happy self to a relationship. Self-care by both spouses ensures more frequent connection. It also implies greater genuineness, empathy, and meaningful moments. Make time for the people who are essential in your life since we were not created to be secluded and alone.

Create Healthy Boundaries in Your Relationships

Creating and keeping boundaries is one of the most critical parts of a healthy relationship. Boundaries are what define you as an individual, and they allow you to feel safe on your own. If someone else has authority over your life choices, they may not always make choices that benefit everyone involved.

Asking for what we want can be challenging, especially when we’re afraid of rejection or disappointing others (and sometimes even ourselves). But creating healthy boundaries doesn’t mean being selfish; it means being honest about how much time and energy we have available so that everyone involved can get what they need from each other without feeling overwhelmed by demands placed upon them by others’ expectations or needs.

Creating healthy relationships with other people starts with first establishing healthy relationships with ourselves! If there’s anything I’ve learned through my experiences with self-care practices like meditation and mindfulness meditation classes, it’s that taking care of yourself means setting realistic goals regarding what works best for YOU – not anyone else! For example, it wouldn’t make sense if one person wants nothing more than sitting quietly during meditation while another person feels most comfortable standing up while doing yoga poses during class, right?

Setting Boundaries with Yourself

Setting boundaries with yourself is a crucial part of self-care. Boundaries are the restrictions that you set for yourself and others in order to govern your own wants and desires. They can help you feel more confident, assertive, authentic, and kind towards yourself.

When someone asks for something from us – whether it’s our time or our money – we often feel guilty about saying no because we want to be nice people who do things for others without expecting anything in return (or maybe even just because it makes us feel good). This desire to please others can mean we neglect ourselves when setting our boundaries. For example, if your friend asks if he could borrow some money when I really need it myself, then maybe I’ll lend him some anyway? Of course, not! By setting healthy personal boundaries around these situations instead of taking them lightly as just another social interaction between friends or acquaintances, self-care becomes easier than ever before!

Sometimes it’s okay to put yourself first.

Self-care is important in any relationship, but it’s especially crucial when you’re dating someone with a mental illness. Remember the K-drama “It’s Okay Not To Be Okay?” The male lead is dealing with personal issues, yet he still manages to have a relationship with someone with severe childhood trauma. The female lead won’t be able to care for themselves if they don’t feel safe or supported. Insert the Butterly Hug scene to make it more emotional and relatable, right? When you prioritize your own needs and create healthy boundaries, it allows them to do the same.

We trust that the article gave you a clearer understanding of the value of self-care in a relationship. If you’re feeling exhausted or upset because your partner isn’t taking care of themselves, consider talking to them about what they need from each other (and from life) before things become too much for everyone.

Emergency Fund 101: Quick and Easy Steps to Get Started Today

We all understand the need to have an emergency fund, but it can be challenging to know where to begin. It’s simple to become preoccupied with current costs and lose sight of the future. The good news is that doing an emergency fund doesn’t have to wait until you’re wealthy or even content with your financial situation. Anyone may build their own emergency fund by following these instructions—even those who are just starting out with money!

Importance of having an emergency fund

A sum of money set aside expressly for emergencies is known as an emergency fund. It’s intended to safeguard your finances in the event that you suddenly need access to money.

If you’ve ever been laid off, had an unexpected medical bill or car repair come up, or experienced other financial setbacks that required cash on hand right away–you know how important it is to have an emergency fund.

When faced with difficult times, even saving 10% of your paycheck can make a significant difference. Having peace of mind knowing that whatever life throws at you next, you’ll be able to handle it without falling into debt or selling assets that are crucial in the long run (such as retirement savings).

Make a budget plan to see where you can start saving more money.

To begin, you need to make a budget plan by creating a list of your income and expenses. Be realistic about your income and expenses by looking at past receipts, bank statements, or other documentation that will give you an accurate picture of your spending habits in the past month or year.

Once this has been done, look at each category separately: fixed expenses (those that are the same every month), flexible expenses (those which vary from month to month), and non-essential items such as entertainment or eating out at restaurants instead of cooking at home.

Determine your emergency fund goal.

After deciding to build an emergency fund, proceed with the step of figuring out how much money you’ll need. The solution will be determined by several criteria, including:

  • You want your fund to last for how long? If the goal you set is simply to have less than a year’s worth of salary in the bank in case of a sudden medical emergency or a layoff, then your number may be lower than if your goal is three years’ worth of living expenses (the recommended minimum). With all the crazy things we experienced during the pandemic, being prepared anytime is what we can do best, right?
  • What are the upsides and downsides of saving this amount? For example, if it would take six months for an unexpected expense like replacing lost luggage or buying new tires on your car–both common situations where people use their savings–it might make sense for someone with a shorter-term goal (like six months) not worry about putting aside extra cash every month until they reach their target. Meanwhile, if you’re worried that an incident could happen often enough during your lifetime that will make you end up struggling financially without an adequate safety net built up beforehand, then saving up enough money so that there’s always some cash available when needed could be worthwhile even if it takes longer than anticipated.

Set up a direct deposit.

Ensure you’re allocating your money where it needs to go without fail. To avoid mistakes when transferring money from one account to another, sign up for a direct deposit and double-check all of the information to be sure it is accurate. If everything looks good and there aren’t any issues with payments being made at the wrong times or amounts, then congratulations! You’ve successfully set up an automatic payment plan to keep you on track with your expenses!

Gradually increase your savings.

You should save a little more each time you get paid. Whether the money you make is big or little, there’s always room to increase the size of your emergency fund. If you’re making P30,000 per month, set aside 3,000 (10% of income) and put it into savings every paycheck until the goal amount is reached–that way, even though the monthly contributions are small, they’ll add up over time.

What if my employer doesn’t offer direct deposit? Can I still use this method? Sure! Just open an account at an online bank that offers free checking, then link it up with their mobile app so that every time they deposit money into our account, we get an alert on our phone or desktop computer telling us exactly how much cash has been deposited into our account at any given moment. Once this setup is complete, all we need do is transfer funds directly from our paycheck onto whatever savings goals we’ve set up: whether that means putting 20% each month or saving as much as 50% toward emergencies before anything else gets paid out automatically using this method instead of letting cash flow freely through our hands without any sort of budgeting whatsoever!

Save unexpected income.

A 13th-month pay, a company bonus, a performance bonus, an unexpected freelance job, or a gift, consider saving all of it! Saving unexpected income is a great way to build up your emergency fund, but it can also be difficult for many people because there’s no guarantee that you’ll have any extra money. The key is to make saving as automatic as possible so that even when you don’t have time or energy for other financial tasks, this one gets done. Set up recurring deposits into the same account every month until it reaches its goal amount–this ensures that there’s always some cash sitting around waiting for whatever comes next!

Keep saving after reaching your goal.

Once you’ve reached your emergency fund goal, it’s important to keep saving. Making a consistent strategy and setting up an automated savings plan, where money is automatically deducted from your paycheck and deposited into a different savings account, are the best ways to do this.

Consider opening a high-yield online savings account that doesn’t charge monthly fees or minimum balance requirements. These accounts make it easy for people who want quick access to their funds–but they don’t offer much interest in return compared with traditional banks’ CDs or savings accounts.

Treat emergency funds as a financial security blanket.

If you have an emergency fund, treat it as the financial safety net that it is. Your emergency money should be maintained in a secure location except in an emergency.

If an unforeseen expense arises and you do not want to utilize your normal income or credit cards, withdraw funds from your emergency fund instead. This will help ensure that when an unexpected expense comes up, there’s no need for panic or stress because everything is covered by having money set aside specifically for these critical situations.

Don’t use this money as an excuse to buy something else on impulse. If you want to spend on something unplanned, hold off until the next paycheck when it can be purchased responsibly without draining any funds from other areas like bills.

Protecting your health, assets, and your overall financial future

Protecting your health, assets, and overall financial future is the best gift for yourself. It is also something that many individuals overlook until it is too late.

The bottom line is that an emergency fund should always be kept on hand. It’s the most effective way of protecting yourself from unanticipated expenses, and it can also help you save for a large purchase or goal. If you’re looking for ways to start saving more money today, consider setting up a direct deposit from your paycheck into an online savings account so it comes out automatically every month without any effort on your part–or even better yet: make this process automatic so there’s no way it’ll ever slip through the cracks!

From House to Home: Tips for Choosing the Right Family Abode

asian happiness Family talking and relaxing on sofa watch tv together

Choosing the right family home is a crucial decision that can affect your family’s everyday life significantly. There are aspects to consider when looking for the ideal family home, ranging from location and size to layout and decor. We’ll give some suggestions and guidance in this post to help you navigate the process of selecting the ideal home for your family. We’ll cover a complete guide to help you make the journey from house to home, whether you’re a first-time home seeker or looking to upgrade to a larger property. So, enjoy a cup of coffee, and let’s begin our journey of locating the ideal home for your family!

Calculate your budget.

Calculating your budget is an important step in the home-buying process. It will determine how you can afford it and the down payment amount you will settle.

Once you’ve decided how much house you want to buy, it’s time to calculate how much money is needed for monthly payments–and also how much cash must go toward closing costs and other fees. It comes in handy during the time for decision-making on which real estate agent or broker should represent your interests in purchasing real estate property.

Consider the live-work-play-learn concept.

A live-work-play-learn concept is an important consideration for families because it’s about the ability to have a place that offers opportunities for all members of your family.

Considering the needs and interests of children, in particular, is crucial when looking at homes with this concept. Whether your kids will be able to play outside safely or get involved with sports, there should be plenty of open spaces around the house where they can do so. Similarly, if you want them educated at home or enrolling in a nearby school, then having access to one nearby should also be considered essential by any prospective buyers on your list!

Figure out the size and layout you need.

Selecting the right home is figuring out how much space you need and how it matches your budget. This will help determine what kind of house and neighborhood to look in, as well as whether it’s worth buying or renting.

Number of bedrooms: How many people will be living in your house? Of course, the more bedrooms there are, the more expensive your mortgage payments will be. A bare-type house with an open floor plan is much lower than a fully-furnished house. However, having extra rooms can come in handy if one person needs privacy while another wants company all the time–and having an extra room also makes it easier when guests visit!

The number of bathrooms: A single bathroom might seem fine until someone gets sick. You know that we learned it the hard way during the pandemic lockdown with home quarantines.

Prioritize family safety.

Safety is equivalent to “top priority when selecting a home” and must be understood by all members of the family. Here are some things to consider:

  • If you’re buying a new home, ask if these safety features are included in your purchase price or if they need to be installed separately. Take into consideration CCTV cameras, smoke detectors, and even smart gadgets that will help you feel more safe.
  • The neighborhood should also have good lighting at night, as well as sidewalks and crosswalks. It’s also helpful if there are surveillance cameras along the main streets. 
  • Take note that the community must have a guarded entrance with roving guards. Check the perimeter of the subdivision to see if there is an existing fence too.

Find out proximity with family and friends.

Determine how close you want to be with family and friends. This may be an obvious factor, but it’s important to keep in mind that proximity to work, school, or shopping can be outweighed by proximity to loved ones.

Kid-friendly features and amenities.

When looking for a family home, it’s vital to consider the amenities that are kid-friendly. Here are some features and amenities that might be worth considering:

  • Playground and open spaces. It’s no secret that kids love playing outdoors! Whether they’re swinging on a swing set or climbing trees, having access to nature is essential for children at every stage of development.
  • If possible, try visiting potential homes during different times of the day to check how much sunlight each property has.
  • Extra storage space for toys and sports equipment. Kids grow up fast! If you want them to keep their toys organized while living with you until they move out into their own place later down the road.

Trust your instinct.

If something doesn’t feel right, then cross it out on your list! Don’t let anyone make you jump into something that is not right for the family. Use your instincts to help you make the right decision about the home that best suits your family’s needs, wants, and dreams.

Look out for hidden costs.

Be vigilant; a home cost can be more than what you see on paper. Hidden costs are not always obvious, but they can include things like the cost of moving, utilities, and property taxes. You have to estimate how much time and work is required before you move in and whether or not you’ll need to hire professionals to do it for you.

When buying a home, there are several issues to consider. You should research and find out what kind of house you want. Then you should be prepared for compromise when it comes to finding the right one for your family. Next, know your budget so that you don’t get carried away with all the beautiful houses in the neighborhood!

Make sure that if something breaks down or needs repair later on down the road, then they won’t cost too much money because otherwise, this could become very expensive over time, which may mean selling up sooner than planned or, even worse, not getting anywhere near the selling price!

It’s also important not just when buying, don’t forget about getting pre-approved by banks or other financing institutions before jumping all-in when buying a home.

The home-buying process itself can be very intimidating, especially if you’re a first-time buyer. However, being prepared with the necessary information and tools will make things smoother for everyone concerned. The most satisfying thing is that your family is comfortable in the new house, which involves taking into account all of their primary needs and interests!

Ideal Home Features for People Living Alone

We all want to live in a house that seems like our sanctuary, a place where we can come home after a long day and feel safe and comfortable. But when you’re single, your house is also the place where you sleep, eat, relax—and potentially get lonely. Even if your living space is small or a little bit dated, there are some key features that can help make your home an ideal place to live alone as well as more pleasant to visit with friends or family members who live nearby. In this article, we’ll discuss some of those features and how they work together to create an optimal living environment for one person.

Choose the right-sized home.

Choosing the right-sized home is important. You don’t want to choose a home that is too big or too small, but instead, one that is comfortable and convenient for your lifestyle.

You should also think about your ability to pay the expenses associated with living in this kind of home. If not, it might be beneficial for you to rent out part of your house as an Airbnb guest room so that it helps pay off some of those expenses!

Tourist spots are great places to live; these areas tend to be very crowded, especially during peak seasons (such as summer). 

Match it with your lifestyle.

The home you choose should be a reflection of your lifestyle. It should be fit for it, conducive to it, and convenient for your lifestyle. The ideal home for someone living alone will also be within their budget.

To make sure your ideal home is the right fit for both you and your life, consider these factors:

  • Space: How much space do I need? How many rooms do I want? Do I prefer an open floor plan or separate rooms? Will this house accommodate my furniture needs?
  • Price: What is my budget range? Do I have enough savings in place so that my monthly mortgage payments won’t put me in financial distress if something unexpected happens (like losing my job)?

Consider your work location.

Next, consider your work location. If you have a long commute and there aren’t many public transit choices to get you to work on time, a home closer to the business or work may be suitable for you. If you work from home, consider different factors that match your needs.

Find the best value for money.

Consider the price-to-square-foot ratio. The better the deal you’re receiving is when it has lower the price per square foot.

Look at the neighborhood. Is it safe? What are people like? Are there lots of kids in the area? Is there an active social scene nearby and/or within walking distance? This can be especially important if you’re living alone and don’t want to spend much time alone at home–you might want an urban location with plenty going on so that when you do go out, it’s easy to travel time or even just a short walk away from cafes, restaurants and shops where friends gather regularly.

Check out schools near potential homes before making any final decisions about buying property in certain neighborhoods; good schools mean higher resale value after selling down the line because potential buyers will feel more confident knowing their children will receive a quality education while growing up nearby!

Look for a place near tourist spots for recreation.

Living near popular tourist destinations has a lot of fantastic advantages. First of all, they’re usually located in or near the city center and are therefore convenient for getting around. Second, most tourist destinations feature breathtaking vistas that transform your home into more of a vacation than a place you live every day. And finally, many tourist areas offer entertainment options like restaurants and bars, which can help you meet new people!

Pick a bare-type home.

A bare-type home is one that has no frills, but it’s also not super minimalist. It’s a great choice for people who want to live alone because they can still enjoy their space with the benefits of having more than one room without all of the clutter that comes with decorating an entire house. You can also enjoy designing your home without such limitations.

Select a big lot area for social gatherings.

A big lot area is ideal for social gatherings. The bigger the lot, the more people you can invite. If you have a small house with a large lot and want to host an event, consider renting out part of your property as well. This way, your guests can enjoy themselves while still feeling like they have enough room to breathe!

Check the public transportation.

Once you have a general idea of where you want to live and what type of community it is, take some time to check out the public transportation. Do they have buses or jeepneys? Shuttle service? Can you walk anywhere in five minutes or less? What are the schedules like? How often do they come by?

Is it possible that there might be no public transportation at all in your ideal location? If so, would carpooling with neighbors or friends be an option for getting around town when necessary?

Ask for the speed of the internet.

If you work from home, the internet for entertainment and communication, then speed is important. If you’re a gamer, then speed is even more important!

When buying a house on your own, ask the seller about how fast their internet connection is. If they don’t know how to answer that question, try to do some research or join the Facebook group if there is an existing community or residents in the subdivision.

Know the amenities of the subdivision.

While you’re looking for a home, it’s important to know what amenities are available in the neighborhood. Having access to an edible community garden will be nice, and taking a few walks to green open spaces will be good for exercising! If there is a clubhouse or multi-purpose hall and basketball court, handling future events will be easy.

We know that it can be a challenge to live alone and make sure that everything is taken care of. This is the reason we’ve put up a list of things to watch out for while picking your dream house. We hope it helps!

How to Celebrate Mother’s Day this 2023

Portrait of three generations of woman in Asian family, posing on sofa at home smiling happily looking at camera Women in Asian Family

When it comes to celebrating Mother’s Day, you may want to do something special for your mom. You might like to give her a gift or cook her favorite meal. Here are some ways you and your mother can spend the holiday at home if you are running out of ideas:

Breakfast in Bed

Prepare breakfast in bed and make sure she’s comfortable. Making it a surprise setup can also be awesome! Use a tray or table on wheels if possible, so you can roll it right up to her side of the bed without disturbing her sleep.

Don’t forget to get her favorite coffee or tea! And don’t forget the newspaper, or maybe even a good book for when she wakes up and wants something to read while she eats.

Give Her Flowers

If you’re looking for a gift that shows your love and appreciation, flowers are an excellent choice. You can use them to decorate the house and make it look more festive. You can also get creative with the arrangement; if your mom likes potted plants, put a few of those together in a big vase and add some fresh flowers around them.

If she has her car parked outside, you can make it a surprise by giving her some flowers inside the car. If you have time on your hands (which we all do), you could even make a bouquet for her car! It’s not every day that someone does something as thoughtful as this, so it will definitely show how much thought went into making this gift just right for her needs–and what better way is there than giving her something beautiful?

But if you’re mom is an indoor plant fan, adding some to her collection will surely be appreciated! 

Give Your Mom a Day Off

Give your mother a day off from cooking and cleaning if you’re seeking the ideal method to express your gratitude for all she does for you. Let her relax and enjoy some time with the family instead! You don’t need an excuse like Mother’s Day; any day will do. This is a terrific method for everyone in the home to get some more sleep, and it also provides your mom occasionally nice things to look forward to, which is great for everyone. 

Spend a Day Together with Your Family

Spending a day with the family no matter what activity you will have. Here are a few ideas on how your family can bond:

  • Go for a walk.
  • Go to a nearby museum.
  • Go on a picnic in your backyard.
  • Go to the beach and spend time swimming or building sandcastles together, or just enjoy each other’s company while you watch the waves come in and out of shore.
  • Have dinner at home.
  • Go see a movie, or better yet, make some popcorn at home and watch one at home.
  • Pack up some food from your favorite restaurant and head out on an adventure together–maybe even plan an impromptu road trip!

Surprise Her with a Lovely Gift

A particular present is a wonderful way to express your love and appreciation for your mother. 

Think about what she likes, and consider getting her something that suits her personality or interests. A coffee lover would love to have a new mug and coffee bean supplies, and a reader would like to have a new book, a BTS fan mom would appreciate some official merchandise!

You can also surprise your mom with an unexpected present by surprising her at home with breakfast in bed or by taking her out for dinner at one of her favorite restaurants. You could even make reservations at a fancy restaurant just for the two of you–it’ll be sure to make this Mother’s Day memorable!

Pamper Her with a Salon Experience at Home

If your mom loves beauty treatments and pampering, give her the gift of an at-home salon experience! Treat her to a facial, massage, or manicure and pedicure. You can also ask your hair stylist if they do house calls. If you’re up for it, consider getting waxing done too!

Watch a Movie at Home

Watching a movie on the couch is definitely one of the best ways to spend Mother’s Day. If you have kids, then this is an activity to bring them closer to their mom and help them understand what it means for her to be their mother. Re-watching a favorite movie will be just as fun. You can watch it together with friends or even alone!

Do the House Chores

Make your mama proud when you accomplish all the household chores without her help.

  • Clean the house.
  • Do the laundry.
  • Wash the dishes.
  • Take out the trash, including recycling.
  • Vacuum the floor.
  • Make the bathroom sparkling clean.

Doing it as a family surprise for your mom will surely make her happy that she taught her kids well.

Bake a Cake

When you decide to bake a cake, you must choose the type of cake you want to make. You can make any flavor you like, but we recommend something simple like vanilla or chocolate, or if you know your mom’s favorite cake flavor, time to achieve it!

Aside from the thoughtfulness of creating a personalized cake for the event, don’t forget to clean the mess of baking right after.

Write a Card

Even when you have budget restrictions, there are tons of ways to celebrate Mother’s Day. Yet, the most important thing you can do is to show sincerity and tell your gratefulness. Writing a card or letter to your mother is the most touching way to do it.

If you don’t live near your mom, send her an email or text message instead! You can also send photos and videos through social media platforms; these are great ways for moms everywhere to stay connected with their children.

If your mom loves receiving gifts from her kids, then consider getting something special from the heart on this special day: maybe even something handmade by one of her grandchildren!

Mother’s Day does not limit you to celebrating it with the person who gave birth to you. It can also be your dad who also acts as your mom in her absence or a relative that dedicated her life to your welfare. Or your teacher in school that made a great impact on your success.

We hope that this article helps you come up with the best idea for how to celebrate Mother’s Day. 

Money-Saving and Energy-Efficient Tips on Electricity Consumption

Living in a digital age, where even the internet seems to be a necessity, which is why electricity is an important need in our daily lives. But electric consumption can be very expensive if we don’t handle it well. Especially during summer, since the weather is very hot, we tend to turn the air conditioner on for a long time.

And since we can’t help but consume electricity, here are some ways to save on electric bills, from reducing the amount of energy your appliances use to choosing energy-efficient appliances and turning off lights when you’re not using them. Read more, and we’ll show you how!

Choose LED Lighting

LED lights are a great way to save money on electricity consumption. LED bulbs use up to 80% less energy than incandescent bulbs, so you’ll be able to save in the long run by switching over. They also last much longer than traditional bulbs. An LED bulb typically lasts 25 times longer than an incandescent one. Because of this, you won’t need to replace them as frequently, thus cutting costs!

LEDs may be more expensive at first than their counterparts, but if you consider how much money they’ll save over time (not just through reduced electricity costs), then it’s well worth purchasing these types of lights for your home or office space.

Let Natural Light In

Natural light is a great way to save energy and money. Natural light can reduce stress and improve mood, as well as help you sleep better and feel more energetic. It also helps you see better in the daytime, which is especially important if you’re using a computer screen or reading in dimly lit rooms at night.

You can let natural light into your home and make it bright by installing windows that face the direction of the sun. If these options aren’t possible, try using mirrors strategically placed around the house so they reflect sunlight into dark corners where there isn’t any natural lighting available yet!

Turn Off Lights When Not in Use

When you’re not using the lights, turn them off to save money and energy. It’s also a good habit to get into because it takes less than a minute to do so! And did we mention that it’s good for the environment?

Defrost Your Freezer Regularly

It’s important to defrost your freezer regularly so that it can function at peak efficiency and keep food safe. How often you need to do this depends on the size of your freezer and whether or not it has an automatic defrost feature. If you have an automatic defrost feature, leave it on. 

Use Light Curtains During Summer

Light curtains are an easy and inexpensive way to save money on your electricity bill, as well as keep your home cool during this summer.

Light curtains are a must during summer since it is better for spaces that receive a lot of direct sunshine since they fade less easily. Dark and vivid colors typically fade more quickly. Excellent choices for the summer because the white or light color is more likely to reflect the sun’s rays, keeping the space cooler.

Set Your Refrigerator At A Reasonable Temperature

Make your refrigerator set at a reasonable temperature. Though most refrigerators come with their own settings, you should check the manual to make sure you are on the right track. The lower end of this range will help keep food fresh for longer.

Schedule Use Of Air-Conditioners

You can save money by using your air-conditioner only when you really need it. Use it for short periods of time to cool the room. Don’t leave the AC on when you are not at home or asleep.

Clean Aircon Filters

You should clean your aircon filters every three months. Please remember that you should never wash them in water as this will damage them and reduce their efficiency. Seek help from a professional if you need assistance. 

Do Not Overcharge Gadgets

Avoiding overcharging your gadgets is a simple way to save money on electricity, and it’s also good for the environment. The problem with overcharging is that you can do it by leaving your gadgets plugged in for too long or by keeping them plugged in when they’re fully charged. Being mindful of this can also ensure that your house is not prone to fire. 

Replace Old Appliances

The older the appliance, the less efficient it is. New appliances tend to be more mindful of being energy efficient. If you have an older refrigerator or freezer, for example, consider replacing it with a newer model that uses less energy to keep food cold and costs less to operate.

Unplug Unused Appliances.

If you’re not using an appliance, unplug it. Unplugging unused appliances not only saves energy but also reduces your load on the electrical grid.

The first step in reducing your energy consumption is to identify which appliances are being used–and which are not. If you don’t know what a particular device does or how it works, research it online before making any assumptions about whether or not it needs to be plugged in at all times. If you do know how something works, then here’s how:

Look for “standby mode” on any electronic devices that use electricity when they aren’t active (like TVs and computers). Standby mode uses very little power compared with the regular operation of these products–but if left unchecked over time, this standby function can add up quickly!

Unplug everything except those items that need constant access, such as alarm clocks or refrigerators, or freezers, where food might spoil if left unsupervised for too long. Otherwise, just turn them off when you are leaving home for a long time, like a vacation abroad.

We hope these tips have helped you to reduce your electricity consumption and save money. If you have something to share on how we can help others with saving energy at home, please comment down below, and we love to know!

Travel Packing Tips for Your Next Trip

Preparing for a trip can be overwhelming, especially if you’re not sure what to pack or how to organize everything. But with the right attitude, some tried-and-true packing tips, and a little bit of organization, your next journey will be an easy one! Juan Goals aims to help you aim for the swag style of minimalism when traveling. 

Fold your outfits together.

Folding your outfits together is a great way to save space in your luggage. It also makes packing and unpacking easier because you can see all of the items at once rather than digging through a pile of clothes. You’ll also find it much easier to find what you’re looking for when everything has been folded neatly into one place.

Folding is also an excellent way to keep wrinkles from forming on your clothes during transit, which helps them look nicer when they arrive at their destination!

Use vacuum bags.

Vacuum bags are a great way to keep your clothes wrinkle-free, organized, and clean. If you’re traveling by plane, you can also use them to keep your clothes dry if they get wet in transit.

Choose wrinkle-proof clothes.

Choosing wrinkle-proof clothes will help you avoid the hassle of ironing your clothes while traveling. You can also look for wrinkle-free fabrics, which are more durable and less likely to get damaged during your trip. If you’re going on a long vacation, it might be worth investing in travel clothing made from these materials—you’ll have less stuff to bring!

Make your clothing multitask.

You can use a scarf to cover up on the plane, at night, and even while you’re walking around town. It will keep you warm if it’s cold outside and cool if it’s hot outside. And who doesn’t love having an extra layer of clothing?

The best part of this tip is that once you have one scarf that works for all situations (like this infinity scarf), your other pieces can also be more versatile!

Make a virtual packing list.

The first step to packing is to make a list of everything you need. This can be hard because it’s easy to forget the little things that are important but not obvious (like sunblock or bug spray). 

Use a handy-dandy packing list and ensure nothing is left behind before your trip. You’ll also want to ensure that all of your important documents are packed away safely–including passports, visas, or other required documents like vaccination records.

Keep a toiletry go bag.

Keep your toiletries in a separate bag. This will make it easy to pack and access everything you need and keep them organized when you’re out of the hotel room. A good size for this is a small duffel or backpack that can fit all your stuff without feeling too heavy or bulky while traveling. Still, it’s important that whatever you choose has plenty of room since you’ll want enough space for any extras (like makeup) that could come up during your trip!

Make your jewelry tangle-free.

To avoid tangles, use a jewelry roll. This is a fabric tube with a drawstring at each end and can be used to store bracelets, necklaces, earrings, and rings. You can also use a jewelry keeper or pouch that looks like an oversized sock to store your smaller pieces of jewelry, such as rings or pins. For larger pieces like necklaces and belts, try using a box with multiple compartments for each item so you don’t have to dig through your bag when looking for something specific later on during your trip. Another great option is using a tree-shaped holder where all of your items hang from hooks attached directly to the surface of its base without taking up any extra space in your luggage!

Use socks to cushion your hats and heels.

When traveling, it’s not uncommon to have to pack your shoes and hats in your luggage. But if you’re not careful, this can cause damage to both items. To prevent this from happening, try using some socks as padding between the hat/shoe and your head/feet!

Place a pair of clean socks overtop each item that needs protection before packing them in your suitcase or backpack. You’ll want to place one sock on top of each shoe (or pair), then tuck them into place so they stay put while traveling. If possible, try doing this when packing so that everything has extra room around it without being squished too tightly by its neighbors’ bulkier shapes–this will make sure nothing gets crushed under pressure during transit time!

Pack a spare outfit in your carry-on.

Your carry-on should be packed with all the essentials. But it’s also a great place for a spare outfit, which can be useful for several scenarios.

  • If you get dirty: You know how it goes–you’re walking through a market, and someone spills their coffee on your shirt. Or maybe you step in some mud while exploring an ancient temple, or maybe it just rains unexpectedly and ruins everything. A spare outfit will save the day!
  • As backup luggage: What if one of those scenarios happens while traveling? If both of your bags get lost or stolen, having extra clothes on hand will help keep things from getting too messy until they can be replaced.
  • As a fashion statement: Sometimes people want to make an impression when they travel–and sometimes that impression involves wearing their favorite piece from home over their vacation outfits. Slay for the ‘gram, as some people say it.

Keep track of your stuff with photos.

If you’re like me, you frequently misplace your luggage. If this sounds like a familiar situation for you, try taking photos of your bags before you leave home so that if something does happen to them during transit, there’s a way for airport personnel (or whoever else finds them) to contact you about it.

If possible, put some identifying information on your luggage tags: Your name and phone number should do the trick! It’s also helpful to find out who owns each piece of lost luggage by looking at their tags; otherwise, they may just assume that all these pieces belong together in one big pile somewhere at baggage claim. A lock can keep thieves at bay while ensuring that nothing falls out during transit either–just make sure not to lock yourself out!

Keep your travel documents in a separate bag.

One of the best methods to keep your travel documents safe is to store them in a separate bag. This way, if something happens to your main luggage or you lose it, all of your important documents will still be intact.

You should always keep this “emergency” pack in a secure location during your journey because you never know when things might go wrong.

Packing effectively and efficiently can make travel easier.

Do you know what the best part of traveling is? It’s not getting on a plane or seeing new places. It’s the feeling that comes over you when you’re standing in front of your closet and realize how easy it will be to pack. You can do it all in one suitcase, or maybe two if you’re going on an extended trip and need more clothes than usual.

  • You’ll save time by packing effectively and efficiently instead of just haphazardly throwing things into a bag.
  • You’ll save money by not paying extra fees for overweight luggage.

For your upcoming vacation, I hope this post has given you some tips on how to pack more effectively and efficiently. Being ready before traveling is crucial, whether for work or pleasure.

Having a home in Lumina Tanza makes my airport travel easier, with all the connecting roads of Cavite to NAIA, traveling has been much easier.